2128 N 5th St, Saint Charles, MO, 63301 | $563/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Charles at 2128 N 5th St, Saint Charles, MO, 63301 listed at $179,900 pairs $1,684/mo rent with a $881/mo payment to leave $563/mo cash flow. Total monthly income runs $1,684/mo, and annual cash flow reaches $6,758/yr on $59,637 cash to close. Return on cash invested measures 31.24% in year one, and rental yield registers 11.23% at a $179,900 basis. Equity gained on principal adds $1,161/yr, and annual property appreciation at 5% supports $49,703 by year five. Five-year ROI tracks 163.73% and total cumulative return in cash totals $97,641. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,684/mo property income relative to a $881/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1965

7,000 sqft lot

$N/A/sqft

No HOA