2128 Commodore DrSan JoseCA95133
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Jose at 2128 Commodore Dr, San Jose, CA, 95133 projects strong ROI of 9.08%. Rental yield 3.59%. With 5% annual appreciation, the property builds $607,267 in value over five years. Equity growth combined delivers a projected five-year ROI of 61.43%, translating into $381,422 in total cumulative return on $620,935 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.0% |
| Monthly Cash Flow | $(7,024) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,574 |
| Total Monthly Debt Service | $12,723 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
5,068 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95133, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,500 (100%) |
| Owner Occupied HU | 5,088 (53.6%) |
| Renter Occupied HU | 4,154 (43.7%) |
| Vacant Housing Units | 258 ( 2.7%) |
| Median Home Value | $1,183,293 |
| Average Home Value | $1,191,329 |
Housing Distribution
Address Breakdown
Residential
9,657
Single Family
8,248
Multi-Family
1,409
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
5,068 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95133, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,500 (100%) |
| Owner Occupied HU | 5,088 (53.6%) |
| Renter Occupied HU | 4,154 (43.7%) |
| Vacant Housing Units | 258 ( 2.7%) |
| Median Home Value | $1,183,293 |
| Average Home Value | $1,191,329 |
Housing Distribution
Address Breakdown
Residential
9,657
Single Family
8,248
Multi-Family
1,409
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Trisha Ho • Santana Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82017105