2125 Stillpointe Dr, Sumter, SC, 29154 | $400/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Sumter at 2125 Stillpointe Dr, Sumter, SC, 29154 offers $1,920/mo rent that, after a $1,233/mo payment, leaves $400/mo cash flow. Total monthly income is $1,920/mo, and annual cash flow is $4,795/yr on $83,505 cash. Return on cash invested measures 25.65% in year one, and rental yield stands at 9.15% at a $251,900 entry. Equity gained on principal adds $1,625/yr while 5% annual appreciation compounds into $69,595 by year five. Five-year ROI records 133.45% and total cumulative return in cash reaches $111,438. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,920/mo property income versus a $1,233/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Townhouse

Built in 2024

5,227 sqft lot

$N/A/sqft

$250 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29154, Sumter, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,040 (100%)
Owner Occupied HU	9,147 (70.1%)
Renter Occupied HU	2,836 (21.7%)
Vacant Housing Units	1,057 ( 8.1%)
Median Home Value	$208,805
Average Home Value	$213,824