21234 Rosewood PlGreenleafID83626
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 21234 Rosewood Pl, Greenleaf, ID, 83626 in Greenleaf. Rental yield 3.34%. At $1,125,000 with 3.34% gross yield, current distributions are modest, but the 5% appreciation rate projects $310,817 in new equity by year five, complemented by $10,361/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.62) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $201,553.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.0% |
| Monthly Cash Flow | $(3,473) | $400 |
City averages based on Greenleaf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,134 |
| Total Monthly Debt Service | $6,159 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.46 Acres lot
$N/A/sqft
$405 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83626, Greenleaf, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 499 (100%) |
| Owner Occupied HU | 383 (76.8%) |
| Renter Occupied HU | 98 (19.6%) |
| Vacant Housing Units | 18 ( 3.6%) |
| Median Home Value | $532,767 |
| Average Home Value | $611,514 |
Housing Distribution
Address Breakdown
Residential
476
Single Family
475
Multi-Family
1
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.46 Acres lot
$N/A/sqft
$405 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83626, Greenleaf, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 499 (100%) |
| Owner Occupied HU | 383 (76.8%) |
| Renter Occupied HU | 98 (19.6%) |
| Vacant Housing Units | 18 ( 3.6%) |
| Median Home Value | $532,767 |
| Average Home Value | $611,514 |
Housing Distribution
Address Breakdown
Residential
476
Single Family
475
Multi-Family
1
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices