2123 Petersburg AveLethaID83636
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2123 Petersburg Ave, Letha, ID, 83636 in Letha is a conservative rental investment at $750,000. The 6.9% yield from $4,315/mo in rent nets $1/mo after the $3,372/mo debt. A 1.28 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $207,211; $6,908/yr in principal paydown supplements. Total projected return: $283,048.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $1 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,315 |
| Total Monthly Debt Service | $4,016 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2008
5.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83636, Letha, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 73 (100%) |
| Owner Occupied HU | 62 (84.9%) |
| Renter Occupied HU | 7 ( 9.6%) |
| Vacant Housing Units | 4 ( 5.5%) |
| Median Home Value | $478,571 |
| Average Home Value | $524,194 |
Housing Distribution
Address Breakdown
Residential
68
Single Family
68
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2008
5.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83636, Letha, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 73 (100%) |
| Owner Occupied HU | 62 (84.9%) |
| Renter Occupied HU | 7 ( 9.6%) |
| Vacant Housing Units | 4 ( 5.5%) |
| Median Home Value | $478,571 |
| Average Home Value | $524,194 |
Housing Distribution
Address Breakdown
Residential
68
Single Family
68
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices