2122 Voight RdSaint HelenMI48656
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2122 Voight Rd, Saint Helen, MI, 48656 in Saint Helen is narrow, $163/mo net on $1,312/mo rent after the $535/mo debt service, but the property operates at break-even-plus, not a loss. At $119,000 with a 9.56% yield, the long-run equity case via 5% appreciation ($32,878 over five years) and $1,096/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.45 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $79,289.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 9.5% |
| Monthly Cash Flow | $163 | $350 |
City averages based on Saint Helen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,312 |
| Total Monthly Debt Service | $737 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48656, Saint Helen, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,748 (100%) |
| Owner Occupied HU | 1,657 (44.2%) |
| Renter Occupied HU | 312 ( 8.3%) |
| Vacant Housing Units | 1,779 (47.5%) |
| Median Home Value | $123,157 |
| Average Home Value | $172,382 |
Housing Distribution
Address Breakdown
Residential
2,300
Single Family
2,293
Multi-Family
7
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48656, Saint Helen, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,748 (100%) |
| Owner Occupied HU | 1,657 (44.2%) |
| Renter Occupied HU | 312 ( 8.3%) |
| Vacant Housing Units | 1,779 (47.5%) |
| Median Home Value | $123,157 |
| Average Home Value | $172,382 |
Housing Distribution
Address Breakdown
Residential
2,300
Single Family
2,293
Multi-Family
7
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Flick • Midge & Co-Luxury Lakefront Homes
Mls Name: WWMLS
Mls Provider:
Mls ID: #201834486
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