212 Wilder CtWarsawKY41095
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $150,000, 212 Wilder Ct, Warsaw, KY, 41095 in Warsaw generates $960/mo in rent (7.68% yield) but nets only $47/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.42) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $41,442. Total projected return: $59,912.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.8% |
| Monthly Cash Flow | $47 | $300 |
City averages based on Warsaw market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $853 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41095, Warsaw, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 1,024 (56.7%) |
| Renter Occupied HU | 530 (29.3%) |
| Vacant Housing Units | 253 (14.0%) |
| Median Home Value | $178,788 |
| Average Home Value | $214,961 |
Housing Distribution
Address Breakdown
Residential
1,115
Single Family
876
Multi-Family
239
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41095, Warsaw, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 1,024 (56.7%) |
| Renter Occupied HU | 530 (29.3%) |
| Vacant Housing Units | 253 (14.0%) |
| Median Home Value | $178,788 |
| Average Home Value | $214,961 |
Housing Distribution
Address Breakdown
Residential
1,115
Single Family
876
Multi-Family
239
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices