212 Schley StCumberlandMD21502
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cumberland at 212 Schley St, Cumberland, MD, 21502 with 5% annual appreciation on a $229,777 basis while $2,000/mo rent supports operations. Total monthly income totals $2,000/mo and a $1,125/mo payment preserves $571/mo for cash returns. Annual cash flow comes to $6,847/yr on $76,171 deployed, and return on cash invested reaches 28.9% in year one. Equity gained on principal adds $1,483/yr, and five-year appreciation sums $63,483 alongside rental yield of 10.44%. Five-year ROI measures 151.09% and total cumulative return in cash totals $115,089.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,000/mo property income versus a $1,125/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1919
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21502, Cumberland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,121 (100%) |
| Owner Occupied HU | 11,103 (58.1%) |
| Renter Occupied HU | 4,972 (26.0%) |
| Vacant Housing Units | 3,046 (15.9%) |
| Median Home Value | $165,221 |
| Average Home Value | $212,127 |
Housing Distribution
Address Breakdown
Residential
17,230
Single Family
15,703
Multi-Family
1,527
Businesses
1,428
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Listed by: Melanie Dimaio • The KW Collective
Mls Name: Bright MLS
Mls ID: #MDAL2011882