212 Groveton CtEuharleeGA30145
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder212 Groveton Ct, Euharlee, GA, 30145 in Euharlee earns a respectable 7.53% gross yield at $419,990, but after the $1,991/mo mortgage the net cash flow is $28/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.32) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $116,035 over five years, making equity the dominant return driver. Total projected return: $156,200.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.0% |
| Monthly Cash Flow | $28 | $300 |
City averages based on Euharlee market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,634 |
| Total Monthly Debt Service | $2,491 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30145, Kingston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,396 (100%) |
| Owner Occupied HU | 2,777 (81.8%) |
| Renter Occupied HU | 425 (12.5%) |
| Vacant Housing Units | 194 ( 5.7%) |
| Median Home Value | $317,176 |
| Average Home Value | $343,279 |
Housing Distribution
Address Breakdown
Residential
3,205
Single Family
3,205
Multi-Family
0
Businesses
76
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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