212 East StCaledoniaOH43314
INVESTMENT ANALYSIS
Investment Verdict
Solid Income212 East St, Caledonia, OH, 43314 in Caledonia earns a respectable 8.37% gross yield at $124,216, but after the $559/mo mortgage the net cash flow is $49/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.55) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $34,319 over five years, making equity the dominant return driver. Total projected return: $50,437.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $49 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $866 |
| Total Monthly Debt Service | $768 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43314, Caledonia, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 973 (75.1%) |
| Renter Occupied HU | 227 (17.5%) |
| Vacant Housing Units | 95 ( 7.3%) |
| Median Home Value | $202,725 |
| Average Home Value | $224,743 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,009
Multi-Family
41
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43314, Caledonia, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 973 (75.1%) |
| Renter Occupied HU | 227 (17.5%) |
| Vacant Housing Units | 95 ( 7.3%) |
| Median Home Value | $202,725 |
| Average Home Value | $224,743 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,009
Multi-Family
41
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
