212 Clay StMount SterlingKY40353








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Mount Sterling at 212 Clay St, Mount Sterling, KY, 40353 priced at $337,000 converts $2,519/mo rent into $468/mo cash flow after a $1,649/mo obligation. Total monthly income equals $2,519/mo, and annual cash flow totals $5,621/yr on $111,716 invested. Return on cash invested prints 24.94% in year one, and rental yield reads 8.97% against a $337,000 entry. Equity gained on principal adds $2,175/yr, while 5% annual appreciation compiles into $93,107 by year five. Five-year ROI reaches 129.7% and total cumulative return in cash sums $144,900. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,519/mo property income covering a $1,649/mo payment, not borrower’s personal income.
Single Family
Built in N/A
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40353, Mount Sterling, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,016 (100%) |
| Owner Occupied HU | 5,961 (59.5%) |
| Renter Occupied HU | 3,264 (32.6%) |
| Vacant Housing Units | 791 ( 7.9%) |
| Median Home Value | $190,101 |
| Average Home Value | $242,793 |
Housing Distribution
Address Breakdown
Residential
9,390
Single Family
9,202
Multi-Family
188
Businesses
890
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Nearby investment properties with comparable prices



Listed by: Brenda G Murphy • Murphy Realty Group
Mls Name: Imagine MLS
Mls ID: #25019294








