212 Admiral DrRuther GlenVA22546
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Ruther Glen rental at 212 Admiral Dr, Ruther Glen, VA, 22546 sits in the solid-income band: 8.12% gross yield, $1,962/mo rent, $228/mo net after the $1,304/mo debt service, DSCR 1.50. Entry price of $290,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $80,122 and $2,671/yr in principal reduction bring total cumulative return to $124,400.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $228 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,962 |
| Total Monthly Debt Service | $1,618 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22546, Ruther Glen, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,685 (100%) |
| Owner Occupied HU | 6,067 (78.9%) |
| Renter Occupied HU | 1,020 (13.3%) |
| Vacant Housing Units | 598 ( 7.8%) |
| Median Home Value | $314,950 |
| Average Home Value | $339,388 |
Housing Distribution
Address Breakdown
Residential
7,237
Single Family
7,237
Multi-Family
0
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22546, Ruther Glen, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,685 (100%) |
| Owner Occupied HU | 6,067 (78.9%) |
| Renter Occupied HU | 1,020 (13.3%) |
| Vacant Housing Units | 598 ( 7.8%) |
| Median Home Value | $314,950 |
| Average Home Value | $339,388 |
Housing Distribution
Address Breakdown
Residential
7,237
Single Family
7,237
Multi-Family
0
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Lawrence • Hometown Realty
Mls Name: CVRMLS
Mls ID: #2523483