212 8th St EJasperMN56144
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 212 8th St E, Jasper, MN, 56144 in Jasper at $134,000 earns $1,015/mo in rent and nets $178/mo after the $603/mo payment, a 9.09% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $37,022 over five years. Ziffy Mortgage underwrites this on a 1.68 DSCR without U.S. credit history. With $1,234/yr in principal paydown, total projected return reaches $62,338.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.5% |
| Monthly Cash Flow | $178 | $350 |
City averages based on Jasper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,015 |
| Total Monthly Debt Service | $783 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1916
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56144, Jasper, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 422 (75.0%) |
| Renter Occupied HU | 78 (13.9%) |
| Vacant Housing Units | 63 (11.2%) |
| Median Home Value | $207,547 |
| Average Home Value | $263,744 |
Housing Distribution
Address Breakdown
Residential
514
Single Family
498
Multi-Family
16
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1916
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56144, Jasper, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 422 (75.0%) |
| Renter Occupied HU | 78 (13.9%) |
| Vacant Housing Units | 63 (11.2%) |
| Median Home Value | $207,547 |
| Average Home Value | $263,744 |
Housing Distribution
Address Breakdown
Residential
514
Single Family
498
Multi-Family
16
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices