21199 S Feland AvenueRiverdaleCA93656
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 21199 S Feland Avenue, Riverdale, CA, 93656 in Riverdale: $2,887/mo in rent, $418/mo in net income, 8.68% gross yield, 1.61 DSCR, all at $399,200. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $110,292 in appreciation and $3,677/yr in principal paydown projects total cumulative return of $178,271.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $418 | $1,200 |
City averages based on Riverdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,887 |
| Total Monthly Debt Service | $2,311 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93656, Riverdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,907 (100%) |
| Owner Occupied HU | 997 (52.3%) |
| Renter Occupied HU | 818 (42.9%) |
| Vacant Housing Units | 92 ( 4.8%) |
| Median Home Value | $284,428 |
| Average Home Value | $362,094 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,542
Multi-Family
51
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93656, Riverdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,907 (100%) |
| Owner Occupied HU | 997 (52.3%) |
| Renter Occupied HU | 818 (42.9%) |
| Vacant Housing Units | 92 ( 4.8%) |
| Median Home Value | $284,428 |
| Average Home Value | $362,094 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,542
Multi-Family
51
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erika Robles • Keller Williams Realty A.V.
Mls Name: TCMLS
Mls ID: #237828