2117 E Massachusetts AveNampaID83686
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 2117 E Massachusetts Ave, Nampa, ID, 83686 in Nampa offers a clean, manageable entry. Rental yield 6.59%. DSCR 1.22 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $122,945 in additional property value over five years, with $4,098/yr in principal equity building ownership stake. Total projected cumulative return: $160,610.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 4.2% |
| Monthly Cash Flow | $(127) | $850 |
City averages based on Nampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,446 |
| Total Monthly Debt Service | $2,383 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83686, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,546 (100%) |
| Owner Occupied HU | 17,038 (75.6%) |
| Renter Occupied HU | 4,622 (20.5%) |
| Vacant Housing Units | 886 ( 3.9%) |
| Median Home Value | $455,498 |
| Average Home Value | $516,263 |
Housing Distribution
Address Breakdown
Residential
21,289
Single Family
20,783
Multi-Family
506
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83686, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,546 (100%) |
| Owner Occupied HU | 17,038 (75.6%) |
| Renter Occupied HU | 4,622 (20.5%) |
| Vacant Housing Units | 886 ( 3.9%) |
| Median Home Value | $455,498 |
| Average Home Value | $516,263 |
Housing Distribution
Address Breakdown
Residential
21,289
Single Family
20,783
Multi-Family
506
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices