








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Bel Air at 2114 Ruffs Mill Rd, Bel Air, MD, 21015 offers a 6.88% rental yield on a $529,000 purchase with $3,034/mo rent. 3% in year one. Equity gained on principal adds $3,414/yr while 5% annual appreciation supports $146,153 over five years. Portfolio math shows five-year ROI at 94.22% and total cumulative return in cash at $163,985. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,034/mo property income against a $2,589/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1963
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 21015, Bel Air, MD area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,883 (100%) |
| Owner Occupied HU | 9,833 (82.7%) |
| Renter Occupied HU | 1,560 (13.1%) |
| Vacant Housing Units | 490 ( 4.1%) |
| Median Home Value | $508,572 |
| Average Home Value | $561,437 |
Residential
11,837
Single Family
10,424
Multi-Family
1,413
Businesses
484
Date | Event | Price |
|---|---|---|
| 2025-06-01 | Listed for sale | $529,000 |
| 2016-09-30 | Sold | $294,000 |
| 2016-08-07 | Pending sale | $298,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-06-02 | $3589.77 | 5.59% | $329,367 | 5.59% |
| 2023-06-02 | $3399.76 | 5.92% | $311,933 | 5.92% |
| 2022-06-02 | $3209.76 | -2.64% | $294,500 | 1.75% |



Listed by: Lisa Epstein • Cummings & Co. Realtors
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDHR2042888
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