2114 21ST AVENUE N, Saint Petersburg, FL, 33713 | $749/mo Cash Flow | Ziffy

INVESTMENT ANALYSIS

Investment Verdict

Strong Cash Flow

The yield at 2114 21ST AVENUE N, Saint Petersburg, FL, 33713 in Saint Petersburg speaks for itself: 10.31% gross on a $355,000 price, generating $3,050/mo in rent and $695/mo in net income after the $1,683/mo debt service. DSCR 1.81, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,335 stacks alongside $98,080 in projected five-year appreciation and $2,976/yr in principal reduction. Projected total cumulative return: $173,303.

	This Property	City Avg
Gross Rental Yield	10.3%	6.0%
Monthly Cash Flow	$695	$1,800

City averages based on Saint Petersburg market data in our database. Property projections are estimates.

DSCR Rental Loan Qualification

1.33× DSCR

✓ Comfortably qualifies

Qualifies using the property's rental income, not your personal income.

✓No W-2, pay stubs, or tax returns needed
✓Rental income qualifies you
✓Built for real estate investors

Monthly Rental Income	$3,050
Total Monthly Debt Service	$2,301
DSCR Ratio	1.33x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

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Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1940

7,876 sqft lot

$N/A/sqft

No HOA

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Loan officer

Loan officer

Loan officer

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NMLS #2625701

Get Pre-Approved

Listed by: N/A • N/A

Mls Name: Stellar MLS

Mls Provider: Mls

Mls ID: #TB8546646

Florida•Saint Petersburg•2114 21ST AVENUE N