2113 S Main StDupoIL62239
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 2113 S Main St, Dupo, IL, 62239 in Dupo is listed at $229,000 and delivers $1,799/mo in rent and $210/mo in net monthly cash flow. The 9.43% yield and 1.75 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $63,268 over five years, and $2,109/yr in principal reduction supplements cash return. Total projected cumulative return: $101,142.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.5% |
| Monthly Cash Flow | $210 | $300 |
City averages based on Dupo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,799 |
| Total Monthly Debt Service | $1,497 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62239, Dupo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,426 (65.7%) |
| Renter Occupied HU | 513 (23.6%) |
| Vacant Housing Units | 231 (10.6%) |
| Median Home Value | $123,375 |
| Average Home Value | $171,618 |
Housing Distribution
Address Breakdown
Residential
1,997
Single Family
1,934
Multi-Family
63
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62239, Dupo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,426 (65.7%) |
| Renter Occupied HU | 513 (23.6%) |
| Vacant Housing Units | 231 (10.6%) |
| Median Home Value | $123,375 |
| Average Home Value | $171,618 |
Housing Distribution
Address Breakdown
Residential
1,997
Single Family
1,934
Multi-Family
63
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices