2113 204th AveDonnellsonIA52625
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 2113 204th Ave, Donnellson, IA, 52625 in Donnellson at $120,000. Rental yield 6.3%. The 6.3% yield and 1.17 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $33,154 by year five, and $1,105/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $36,021.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 8.2% |
| Monthly Cash Flow | $(149) | $3,000 |
City averages based on Donnellson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $630 |
| Total Monthly Debt Service | $732 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
8.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52625, Donnellson, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 826 (74.6%) |
| Renter Occupied HU | 159 (14.4%) |
| Vacant Housing Units | 122 (11.0%) |
| Median Home Value | $210,000 |
| Average Home Value | $244,658 |
Housing Distribution
Address Breakdown
Residential
949
Single Family
949
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
8.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52625, Donnellson, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 826 (74.6%) |
| Renter Occupied HU | 159 (14.4%) |
| Vacant Housing Units | 122 (11.0%) |
| Median Home Value | $210,000 |
| Average Home Value | $244,658 |
Housing Distribution
Address Breakdown
Residential
949
Single Family
949
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Getzen • RE/MAX Real Estate Specialists
Mls Name: NoCoast MLS
Mls ID: #6332308