2112 King James CtCarrolltonVA23314
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2112 King James Ct, Carrollton, VA, 23314 in Carrollton earns a 9.89% gross yield at $245,000. Rent of $2,020/mo nets $555/mo after the $1,102/mo mortgage. The 1.83 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $67,689 and $2,256/yr in equity accumulation project a total cumulative return of $128,428.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $555 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,020 |
| Total Monthly Debt Service | $1,367 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23314, Carrollton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,391 (100%) |
| Owner Occupied HU | 3,098 (70.6%) |
| Renter Occupied HU | 1,001 (22.8%) |
| Vacant Housing Units | 292 ( 6.6%) |
| Median Home Value | $451,834 |
| Average Home Value | $522,582 |
Housing Distribution
Address Breakdown
Residential
4,094
Single Family
4,094
Multi-Family
0
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23314, Carrollton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,391 (100%) |
| Owner Occupied HU | 3,098 (70.6%) |
| Renter Occupied HU | 1,001 (22.8%) |
| Vacant Housing Units | 292 ( 6.6%) |
| Median Home Value | $451,834 |
| Average Home Value | $522,582 |
Housing Distribution
Address Breakdown
Residential
4,094
Single Family
4,094
Multi-Family
0
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon Goodin • Virginia 1st Realty Group LLC
Mls Name: REIN Inc.
Mls ID: #10618685