2112 Highway 172 RteStaffordsvilleKY41256
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2112 Highway 172 Rte, Staffordsville, KY, 41256 in Staffordsville is a solid income-producing rental, 8.05% gross yield, $2,180/mo rent, $203/mo net cash flow on a $324,900 buy. DSCR 1.49 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $89,764 and $2,992/yr in principal reduction project a total cumulative return of $136,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.2% |
| Monthly Cash Flow | $203 | $850 |
City averages based on Staffordsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,180 |
| Total Monthly Debt Service | $1,848 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41256, Staffordsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 899 (100%) |
| Owner Occupied HU | 603 (67.1%) |
| Renter Occupied HU | 206 (22.9%) |
| Vacant Housing Units | 90 (10.0%) |
| Median Home Value | $255,282 |
| Average Home Value | $374,938 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
725
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41256, Staffordsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 899 (100%) |
| Owner Occupied HU | 603 (67.1%) |
| Renter Occupied HU | 206 (22.9%) |
| Vacant Housing Units | 90 (10.0%) |
| Median Home Value | $255,282 |
| Average Home Value | $374,938 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
725
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sheena Potter • Realty One Usa, Inc - Louisa
Mls Name: AABR
Mls Provider:
Mls ID: #58166
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.