21114 Colina DrTopangaCA90290
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 21114 Colina Dr, Topanga, CA, 90290 in Topanga. Rental yield 4.06%. At $1,585,000 with 4.06% gross yield, current distributions are modest, but the 5% appreciation rate projects $437,906 in new equity by year five, complemented by $14,598/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.75) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $315,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.0% |
| Monthly Cash Flow | $(4,442) | $2,000 |
City averages based on Topanga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,363 |
| Total Monthly Debt Service | $9,174 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
9,809 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90290, Topanga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,759 (100%) |
| Owner Occupied HU | 1,945 (70.5%) |
| Renter Occupied HU | 621 (22.5%) |
| Vacant Housing Units | 193 ( 7.0%) |
| Median Home Value | $1,710,253 |
| Average Home Value | $1,674,781 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,416
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
9,809 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90290, Topanga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,759 (100%) |
| Owner Occupied HU | 1,945 (70.5%) |
| Renter Occupied HU | 621 (22.5%) |
| Vacant Housing Units | 193 ( 7.0%) |
| Median Home Value | $1,710,253 |
| Average Home Value | $1,674,781 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,416
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CLAW
Mls ID: #26675487