211 Springfield RdOwensvilleMO65066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow211 Springfield Rd, Owensville, MO, 65066 in Owensville is a solid income-producing rental, 10.72% gross yield, $1,249/mo rent, $378/mo net cash flow on a $139,900 buy. DSCR 1.99 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $38,652 and $1,288/yr in principal reduction project a total cumulative return of $77,416.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $378 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,249 |
| Total Monthly Debt Service | $816 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65066, Owensville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,034 (100%) |
| Owner Occupied HU | 1,936 (63.8%) |
| Renter Occupied HU | 591 (19.5%) |
| Vacant Housing Units | 507 (16.7%) |
| Median Home Value | $171,537 |
| Average Home Value | $239,367 |
Housing Distribution
Address Breakdown
Residential
2,652
Single Family
2,644
Multi-Family
8
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65066, Owensville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,034 (100%) |
| Owner Occupied HU | 1,936 (63.8%) |
| Renter Occupied HU | 591 (19.5%) |
| Vacant Housing Units | 507 (16.7%) |
| Median Home Value | $171,537 |
| Average Home Value | $239,367 |
Housing Distribution
Address Breakdown
Residential
2,652
Single Family
2,644
Multi-Family
8
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Morgan P Huebner • Cathlee's Real Estate
Mls Name: MARIS
Mls ID: #25055416