211 Oakridge TerLiverpoolNY13088
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 211 Oakridge Ter, Liverpool, NY, 13088 in Liverpool: $3,600/mo in rent, $1,096/mo net, 11.52% gross yield, all on a $374,900 acquisition. The 2.14 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $103,578 in value, and $3,453/yr in principal paydown steadily builds equity. Projected total cumulative return: $213,515.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $1,096 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,600 |
| Total Monthly Debt Service | $2,354 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13088, Liverpool, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,238 (100%) |
| Owner Occupied HU | 6,157 (54.8%) |
| Renter Occupied HU | 4,443 (39.5%) |
| Vacant Housing Units | 638 ( 5.7%) |
| Median Home Value | $198,089 |
| Average Home Value | $255,171 |
Housing Distribution
Address Breakdown
Residential
10,827
Single Family
7,409
Multi-Family
3,418
Businesses
795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13088, Liverpool, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,238 (100%) |
| Owner Occupied HU | 6,157 (54.8%) |
| Renter Occupied HU | 4,443 (39.5%) |
| Vacant Housing Units | 638 ( 5.7%) |
| Median Home Value | $198,089 |
| Average Home Value | $255,171 |
Housing Distribution
Address Breakdown
Residential
10,827
Single Family
7,409
Multi-Family
3,418
Businesses
795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices