211 Cumberland StHarrisburgPA17102
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 211 Cumberland St, Harrisburg, PA, 17102 in Harrisburg hard to pass up. The 11.78% gross yield on a $220,000 purchase results in $2,159/mo in rent and $717/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.18). Annual cash flow of $8,606, five-year appreciation of $60,782, and $2,026/yr in equity build-up combine for a projected total cumulative return of $130,010.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 7.2% |
| Monthly Cash Flow | $717 | $450 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $1,354 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1890
436 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17102, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,315 (100%) |
| Owner Occupied HU | 1,393 (26.2%) |
| Renter Occupied HU | 3,107 (58.5%) |
| Vacant Housing Units | 815 (15.3%) |
| Median Home Value | $209,933 |
| Average Home Value | $239,765 |
Housing Distribution
Address Breakdown
Residential
4,338
Single Family
2,542
Multi-Family
1,796
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1890
436 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17102, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,315 (100%) |
| Owner Occupied HU | 1,393 (26.2%) |
| Renter Occupied HU | 3,107 (58.5%) |
| Vacant Housing Units | 815 (15.3%) |
| Median Home Value | $209,933 |
| Average Home Value | $239,765 |
Housing Distribution
Address Breakdown
Residential
4,338
Single Family
2,542
Multi-Family
1,796
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Toni Reinhart • Iron Valley Real Estate of Central PA
Mls Name: Bright MLS
Mls ID: #PADA2049076