211 Cedar StNezperceID83543
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 211 Cedar St, Nezperce, ID, 83543 in Nezperce is a conservative rental investment at $226,900. Rental yield 6.2%. A 1.15 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $62,688; $2,090/yr in principal paydown supplements. Total projected return: $77,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.0% |
| Monthly Cash Flow | $(133) | $300 |
City averages based on Nezperce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,172 |
| Total Monthly Debt Service | $1,215 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83543, Nezperce, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 337 (100%) |
| Owner Occupied HU | 238 (70.6%) |
| Renter Occupied HU | 59 (17.5%) |
| Vacant Housing Units | 40 (11.9%) |
| Median Home Value | $245,349 |
| Average Home Value | $387,658 |
Housing Distribution
Address Breakdown
Residential
92
Single Family
92
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83543, Nezperce, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 337 (100%) |
| Owner Occupied HU | 238 (70.6%) |
| Renter Occupied HU | 59 (17.5%) |
| Vacant Housing Units | 40 (11.9%) |
| Median Home Value | $245,349 |
| Average Home Value | $387,658 |
Housing Distribution
Address Breakdown
Residential
92
Single Family
92
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices