21092 Southampton PkwyCapronVA23837
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 21092 Southampton Pkwy, Capron, VA, 23837 in Capron. Priced at $289,900, it generates $2,610/mo in gross rent and $877/mo in net monthly cash flow, a 10.8% yield that comfortably supports the 2.00 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,524. Five-year appreciation: $80,094. Equity from principal paydown: $2,670/yr. Total projected cumulative return: $166,068.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $877 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,610 |
| Total Monthly Debt Service | $1,618 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23837, Courtland, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,830 (100%) |
| Owner Occupied HU | 1,267 (69.2%) |
| Renter Occupied HU | 405 (22.1%) |
| Vacant Housing Units | 158 ( 8.6%) |
| Median Home Value | $245,805 |
| Average Home Value | $284,268 |
Housing Distribution
Address Breakdown
Residential
1,742
Single Family
1,742
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23837, Courtland, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,830 (100%) |
| Owner Occupied HU | 1,267 (69.2%) |
| Renter Occupied HU | 405 (22.1%) |
| Vacant Housing Units | 158 ( 8.6%) |
| Median Home Value | $245,805 |
| Average Home Value | $284,268 |
Housing Distribution
Address Breakdown
Residential
1,742
Single Family
1,742
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices