21089 Brookshire TerraceBoca RatonFL33433
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 21089 Brookshire Terrace, Boca Raton, FL, 33433 in Boca Raton is narrow, $109/mo net on $5,999/mo rent after the $3,890/mo debt service, but the property operates at break-even-plus, not a loss. At $865,000 with a 8.32% yield, the long-run equity case via 5% appreciation ($238,984 over five years) and $7,967/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.54 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $346,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.5% |
| Monthly Cash Flow | $109 | $1,200 |
City averages based on Boca Raton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,999 |
| Total Monthly Debt Service | $5,396 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
7,840 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
7,840 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aviva Bennett • EXP Realty LLC
Mls Name: BeachesMLS
Mls ID: #RX-11143575