2108 Langley Ave, Saint Joseph, MI, 49085 | $39/mo Cash Flow

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at 2108 Langley Ave, Saint Joseph, MI, 49085 uses $109,064 cash to close to unlock $473/yr annual cash flow and $39/mo monthly cash flow. Total monthly income runs $2,249/mo, and a $1,610/mo payment keeps the spread at $39/mo. Purchase price stands at $329,000, and rental yield measures 8.2% with $2,249/mo rent. Return on cash invested shows 20.34% in year one, and 5% annual appreciation builds toward $90,897 over five years. Five-year ROI reaches 105.89% and total cumulative return in cash records $115,485. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,249/mo property income covering a $1,610/mo payment rather than investor’s personal income.

Multi Family

Built in 1935

0.29 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464