2105 W Carmen StTampaFL33606
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Tampa rental at 2105 W Carmen St, Tampa, FL, 33606 sits in the solid-income band: 9.65% gross yield, $4,178/mo rent, $729/mo net after the $2,337/mo debt service, DSCR 1.79. Entry price of $519,800 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $143,611 and $4,787/yr in principal reduction bring total cumulative return to $245,017.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 3.0% |
| Monthly Cash Flow | $729 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,178 |
| Total Monthly Debt Service | $3,243 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33606, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,087 (100%) |
| Owner Occupied HU | 4,274 (38.5%) |
| Renter Occupied HU | 5,727 (51.7%) |
| Vacant Housing Units | 1,086 ( 9.8%) |
| Median Home Value | $842,522 |
| Average Home Value | $1,009,283 |
Housing Distribution
Address Breakdown
Residential
10,738
Single Family
5,560
Multi-Family
5,178
Businesses
1,082
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33606, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,087 (100%) |
| Owner Occupied HU | 4,274 (38.5%) |
| Renter Occupied HU | 5,727 (51.7%) |
| Vacant Housing Units | 1,086 ( 9.8%) |
| Median Home Value | $842,522 |
| Average Home Value | $1,009,283 |
Housing Distribution
Address Breakdown
Residential
10,738
Single Family
5,560
Multi-Family
5,178
Businesses
1,082
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices