2105 Valleyview DrSan AngeloTX76904
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 2105 Valleyview Dr, San Angelo, TX, 76904 in San Angelo clears it at 1.50, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.12%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $123,636; $4,122/yr in principal equity; total projected return: $161,623.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(155) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,028 |
| Total Monthly Debt Service | $3,004 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76904, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,459 (100%) |
| Owner Occupied HU | 9,463 (54.2%) |
| Renter Occupied HU | 6,663 (38.2%) |
| Vacant Housing Units | 1,333 ( 7.6%) |
| Median Home Value | $288,074 |
| Average Home Value | $337,479 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
12,576
Multi-Family
4,680
Businesses
1,002
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76904, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,459 (100%) |
| Owner Occupied HU | 9,463 (54.2%) |
| Renter Occupied HU | 6,663 (38.2%) |
| Vacant Housing Units | 1,333 ( 7.6%) |
| Median Home Value | $288,074 |
| Average Home Value | $337,479 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
12,576
Multi-Family
4,680
Businesses
1,002
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Expect the Max Team • Coldwell Banker Legacy
Mls Name: San Angelo AOR
Mls Provider:
Mls ID: #127171
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.