2105 Hidden Valley RoadSedaliaCO80135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2105 Hidden Valley Road, Sedalia, CO, 80135 in Sedalia speaks for itself: 11.5% gross on a $369,500 price, generating $3,540/mo in rent and $1,387/mo in net income after the $1,752/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,639 stacks alongside $102,086 in projected five-year appreciation and $3,098/yr in principal reduction. Projected total cumulative return: $221,828.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $1,387 | $1,500 |
City averages based on Sedalia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $2,096 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80135, Sedalia, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,854 (100%) |
| Owner Occupied HU | 1,416 (76.4%) |
| Renter Occupied HU | 134 ( 7.2%) |
| Vacant Housing Units | 304 (16.4%) |
| Median Home Value | $945,775 |
| Average Home Value | $998,086 |
Housing Distribution
Address Breakdown
Residential
1,421
Single Family
1,421
Multi-Family
0
Businesses
216
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
