21041 4th StCottonwoodCA96022





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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cottonwood at 21041 4th St, Cottonwood, CA, 96022 uses $87,848 cash to close to unlock $7,520/yr annual cash flow and $627/mo monthly cash flow. Total monthly income runs $2,266/mo, and a $1,297/mo payment keeps the spread at $627/mo. Purchase price stands at $265,000, and rental yield measures 10.26% with $2,266/mo rent. Return on cash invested shows 28.47% in year one, and 5% annual appreciation builds toward $73,215 over five years. Five-year ROI reaches 148.73% and total cumulative return in cash records $130,659. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,266/mo property income covering a $1,297/mo payment rather than investor’s personal income.
Single Family
Built in 1956
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96022, Cottonwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,867 (100%) |
| Owner Occupied HU | 4,923 (71.7%) |
| Renter Occupied HU | 1,368 (19.9%) |
| Vacant Housing Units | 576 ( 8.4%) |
| Median Home Value | $434,730 |
| Average Home Value | $463,146 |
Housing Distribution
Address Breakdown
Residential
6,066
Single Family
6,066
Multi-Family
0
Businesses
273
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Listed by: Sandra M McKenna • Banner Real Estate
Mls Name: SMLS
Mls ID: #25-1147







