21034 Lirio DrLand O LakesFL34637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 21034 Lirio Dr, Land O Lakes, FL, 34637 in Land O Lakes is narrow, $143/mo net on $1,517/mo rent after the $773/mo debt service, but the property operates at break-even-plus, not a loss. At $172,000 with a 10.58% yield, the long-run equity case via 5% appreciation ($47,520 over five years) and $1,584/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.96 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $89,780.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.5% |
| Monthly Cash Flow | $143 | $1,800 |
City averages based on Land O Lakes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,517 |
| Total Monthly Debt Service | $1,073 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
4,179 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
4,179 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sophia Necker • SUN N FUN REALTY
Mls Name: Stellar MLS
Mls ID: #TB8381935