21031 Rd 256StrathmoreCA93267
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play21031 Rd 256, Strathmore, CA, 93267 in Strathmore is priced for appreciation, not yield. Rental yield 3.93%. At $1,278,900 with a 3.93% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $353,336 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.73) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $245,333.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 7.0% |
| Monthly Cash Flow | $(3,723) | $1,800 |
City averages based on Strathmore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,188 |
| Total Monthly Debt Service | $7,403 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
9.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93267, Strathmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,704 (100%) |
| Owner Occupied HU | 936 (54.9%) |
| Renter Occupied HU | 662 (38.8%) |
| Vacant Housing Units | 106 ( 6.2%) |
| Median Home Value | $291,818 |
| Average Home Value | $372,019 |
Housing Distribution
Address Breakdown
Residential
1,347
Single Family
1,307
Multi-Family
40
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
9.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93267, Strathmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,704 (100%) |
| Owner Occupied HU | 936 (54.9%) |
| Renter Occupied HU | 662 (38.8%) |
| Vacant Housing Units | 106 ( 6.2%) |
| Median Home Value | $291,818 |
| Average Home Value | $372,019 |
Housing Distribution
Address Breakdown
Residential
1,347
Single Family
1,307
Multi-Family
40
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Olga R Duran • RE/MAX Success
Mls Name: TCMLS
Mls ID: #236731