2103 NE 85th RdSaint JosephMO64507
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint Joseph at 2103 NE 85th Rd, Saint Joseph, MO, 64507 earns from $1,500/mo rent with a $2,961/mo payment. Total monthly income totals $1,500/mo. ROI tracks 6.39% on current figures, and rental yield reads 2.98% at a $605,000 purchase. Equity gained on principal adds $3,904/yr, and 5% annual appreciation supports $167,150 over five years. Five-year ROI reaches 30.37% and total cumulative return in cash sums $60,442. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,500/mo property income instead of your personal income.
Single Family
Built in 1987
3.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64507, Saint Joseph, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,930 (100%) |
| Owner Occupied HU | 3,561 (60.1%) |
| Renter Occupied HU | 1,703 (28.7%) |
| Vacant Housing Units | 666 (11.2%) |
| Median Home Value | $149,130 |
| Average Home Value | $193,327 |
Housing Distribution
Address Breakdown
Residential
5,674
Single Family
5,339
Multi-Family
335
Businesses
375
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Listed by: Gregg Lowrance • UNITED COUNTRY PROPERTY SOLUTI
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2582800