2102 Williams RdRuffinSC29475
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 2102 Williams Rd, Ruffin, SC, 29475 in Ruffin. At $484,000 it earns $3,110/mo in rent and distributes $229/mo to the owner after the $2,176/mo payment, a consistent 7.71% yield. DSCR 1.43 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $133,720 in value; $4,458/yr in principal paydown compounds ownership stake. Total projected return: $197,789.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $229 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,110 |
| Total Monthly Debt Service | $2,689 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29475, Ruffin, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 873 (69.0%) |
| Renter Occupied HU | 210 (16.6%) |
| Vacant Housing Units | 183 (14.5%) |
| Median Home Value | $133,056 |
| Average Home Value | $180,278 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,213
Multi-Family
1
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29475, Ruffin, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 873 (69.0%) |
| Renter Occupied HU | 210 (16.6%) |
| Vacant Housing Units | 183 (14.5%) |
| Median Home Value | $133,056 |
| Average Home Value | $180,278 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,213
Multi-Family
1
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Stephens • Live Oak Real Estate
Mls Name: Consolidated MLS
Mls ID: #618996