2102 N 34th Ter, Saint Joseph, MO, 64506 | $540/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at 2102 N 34th Ter, Saint Joseph, MO, 64506 uses $63,880 cash to close to unlock $6,481/yr annual cash flow and $540/mo monthly cash flow. Total monthly income runs $1,740/mo, and a $943/mo payment keeps the spread at $540/mo. Purchase price stands at $192,700, and rental yield measures 10.84% with $1,740/mo rent. Return on cash invested shows 30.05% in year one, and 5% annual appreciation builds toward $53,239 over five years. Five-year ROI reaches 157.38% and total cumulative return in cash records $100,532. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,740/mo property income covering a $943/mo payment rather than investor’s personal income.

Single Family

Built in 1962

9,147 sqft lot

$N/A/sqft

No HOA