2102 Ga Highway 119 NPembrokeGA31321
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2102 Ga Highway 119 N, Pembroke, GA, 31321 in Pembroke is priced for appreciation, not yield. Rental yield 2.07%. At $798,900 with a 2.07% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $220,721 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.38) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $78,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 8.0% |
| Monthly Cash Flow | $(3,482) | $150 |
City averages based on Pembroke market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $4,544 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
27.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31321, Pembroke, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,111 (68.3%) |
| Renter Occupied HU | 711 (23.0%) |
| Vacant Housing Units | 268 ( 8.7%) |
| Median Home Value | $247,331 |
| Average Home Value | $278,251 |
Housing Distribution
Address Breakdown
Residential
2,751
Single Family
2,666
Multi-Family
85
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
27.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31321, Pembroke, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,111 (68.3%) |
| Renter Occupied HU | 711 (23.0%) |
| Vacant Housing Units | 268 ( 8.7%) |
| Median Home Value | $247,331 |
| Average Home Value | $278,251 |
Housing Distribution
Address Breakdown
Residential
2,751
Single Family
2,666
Multi-Family
85
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Thurston • Summit Homes & Land, LLC
Mls Name: Savannah Multi-List Corp
Mls Provider:
Mls ID: #327846
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.