210 W Austin St APT 113NacogdochesTX75965
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 210 W Austin St APT 113, Nacogdoches, TX, 75965 in Nacogdoches achieves a 1.73 ratio at $105,000: $816/mo rent versus $472/mo debt service. Rental yield 9.33%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.33% yield compounds alongside 5% annual appreciation projecting $29,010 in value. Total projected cumulative return: $32,751.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $(131) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $816 |
| Total Monthly Debt Service | $905 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
0.42 Acres lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75965, Nacogdoches, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,768 (100%) |
| Owner Occupied HU | 4,229 (48.2%) |
| Renter Occupied HU | 3,464 (39.5%) |
| Vacant Housing Units | 1,075 (12.3%) |
| Median Home Value | $260,071 |
| Average Home Value | $326,348 |
Housing Distribution
Address Breakdown
Residential
8,761
Single Family
5,981
Multi-Family
2,780
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
0.42 Acres lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75965, Nacogdoches, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,768 (100%) |
| Owner Occupied HU | 4,229 (48.2%) |
| Renter Occupied HU | 3,464 (39.5%) |
| Vacant Housing Units | 1,075 (12.3%) |
| Median Home Value | $260,071 |
| Average Home Value | $326,348 |
Housing Distribution
Address Breakdown
Residential
8,761
Single Family
5,981
Multi-Family
2,780
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Capricciuolo • Executive Dream Realty Group
Mls Name: NTREIS
Mls ID: #21039006
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.