210 S McPherson StFort BraggCA95437
INVESTMENT ANALYSIS
Investment Verdict
Solid Income210 S McPherson St, Fort Bragg, CA, 95437 in Fort Bragg is a solid income-producing rental, 8.21% gross yield, $2,121/mo rent, $203/mo net cash flow on a $310,000 buy. DSCR 1.52 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $85,647 and $2,855/yr in principal reduction project a total cumulative return of $130,644.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 8.0% |
| Monthly Cash Flow | $203 | $1,500 |
City averages based on Fort Bragg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,121 |
| Total Monthly Debt Service | $1,794 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95437, Fort Bragg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,111 (100%) |
| Owner Occupied HU | 3,580 (50.3%) |
| Renter Occupied HU | 2,593 (36.5%) |
| Vacant Housing Units | 938 (13.2%) |
| Median Home Value | $613,920 |
| Average Home Value | $695,865 |
Housing Distribution
Address Breakdown
Residential
6,239
Single Family
5,833
Multi-Family
406
Businesses
855
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95437, Fort Bragg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,111 (100%) |
| Owner Occupied HU | 3,580 (50.3%) |
| Renter Occupied HU | 2,593 (36.5%) |
| Vacant Housing Units | 938 (13.2%) |
| Median Home Value | $613,920 |
| Average Home Value | $695,865 |
Housing Distribution
Address Breakdown
Residential
6,239
Single Family
5,833
Multi-Family
406
Businesses
855
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sheri Molina • Century 21 Seascape Realty
Mls Name: CRMLS
Mls ID: #C1-11249