210 N 2nd St EMount CalmTX76673
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 210 N 2nd St E, Mount Calm, TX, 76673 in Mount Calm: $2,807/mo in rent, $1,954/mo net, 28.09% gross yield, all on a $119,900 acquisition. The 5.21 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $33,126 in value, and $1,104/yr in principal paydown steadily builds equity. Projected total cumulative return: $171,756.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 28.1% | 6.2% |
| Monthly Cash Flow | $1,954 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,807 |
| Total Monthly Debt Service | $805 |
| DSCR Ratio | 3.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76673, Mount Calm, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 462 (100%) |
| Owner Occupied HU | 317 (68.6%) |
| Renter Occupied HU | 71 (15.4%) |
| Vacant Housing Units | 74 (16.0%) |
| Median Home Value | $178,676 |
| Average Home Value | $294,069 |
Housing Distribution
Address Breakdown
Residential
491
Single Family
491
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76673, Mount Calm, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 462 (100%) |
| Owner Occupied HU | 317 (68.6%) |
| Renter Occupied HU | 71 (15.4%) |
| Vacant Housing Units | 74 (16.0%) |
| Median Home Value | $178,676 |
| Average Home Value | $294,069 |
Housing Distribution
Address Breakdown
Residential
491
Single Family
491
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices