210 Cherry LnMoyie SpringsID83845
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play210 Cherry Ln, Moyie Springs, ID, 83845 in Moyie Springs is priced for appreciation, not yield. Rental yield 4.97%. At $375,000 with a 4.97% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $103,606 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.92) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $102,716.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.0% |
| Monthly Cash Flow | $(603) | $250 |
City averages based on Moyie Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,554 |
| Total Monthly Debt Service | $2,008 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2015
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83845, Moyie Springs, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 931 (100%) |
| Owner Occupied HU | 658 (70.7%) |
| Renter Occupied HU | 147 (15.8%) |
| Vacant Housing Units | 126 (13.5%) |
| Median Home Value | $370,470 |
| Average Home Value | $411,641 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
621
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2015
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83845, Moyie Springs, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 931 (100%) |
| Owner Occupied HU | 658 (70.7%) |
| Renter Occupied HU | 147 (15.8%) |
| Vacant Housing Units | 126 (13.5%) |
| Median Home Value | $370,470 |
| Average Home Value | $411,641 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
621
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeremy Brown • NORTHWEST REALTY GROUP
Mls Name: SELMLS
Mls ID: #20252421