21 W Summit St, Mohnton, PA, 19540 | $243/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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21 W Summit St, Mohnton, PA, 19540 | $243/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Mohnton at 21 W Summit St, Mohnton, PA, 19540 offers a 9.03% rental yield on a $249,900 purchase with $1,880/mo rent. Total monthly income registers $1,880/mo, and a $1,223/mo payment leaves $243/mo available for distribution. Annual cash flow reaches $2,911/yr on $82,842 to close, and return on cash invested stands at 23.42% in year one. Equity gained on principal adds $1,613/yr while 5% annual appreciation supports $69,043 over five years. Portfolio math shows five-year ROI at 122.17% and total cumulative return in cash at $101,210. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,880/mo property income against a $1,223/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1930

4,791 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this completely remodeled two-story home located in Governor Mifflin Schools. Situated on a corner lot, this home has three bedrooms and one and a half baths with lots of woodwork throughout, adding character and charm. Step inside the large living room, and you will immediately notice the warmth of the woodwork from the beautiful stair railing. A dining room with its own entrance leading to a side porch is perfect for enjoying your morning coffee. This is one of three porches, so there is plenty of space to enjoy the outdoors. Fantastic kitchen with granite countertops, tile backsplash, and brand-new stainless steel appliances, including a refrigerator, range, and dishwasher. From the kitchen, step out to the back porch area that overlooks the fenced-in backyard. A convenient half bath rounds out the main level. Upstairs you will find the large primary bedroom with an attached bonus room ideal for a nursery, home office, dressing room, or sitting room. There are two additional bedrooms and a brand-new full bath. All bedrooms have new carpet, while the main living areas feature vinyl plank flooring for easy maintenance. One car detached oversized garage with workshop area and newer mechanicals in basement for peace of mind. This home is move-in-ready, fresh, clean, and thoughtfully updated from top to bottom. Dont miss your opportunity to own this gem, all at an affordable price.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19540, Mohnton, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,673 (100%)
Owner Occupied HU	3,785 (81.0%)
Renter Occupied HU	700 (15.0%)
Vacant Housing Units	188 ( 4.0%)
Median Home Value	$376,251
Average Home Value	$407,809