21 Summers LnWhite StoneVA22578








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in White Stone at 21 Summers Ln, White Stone, VA, 22578 uses $86,190 cash to close to unlock $3,472/yr annual cash flow and $289/mo monthly cash flow. Total monthly income runs $1,844/mo, and a $1,273/mo payment keeps the spread at $289/mo. Purchase price stands at $260,000, and rental yield measures 8.51% with $1,844/mo rent. Return on cash invested shows 23.94% in year one, and 5% annual appreciation builds toward $71,833 over five years. Five-year ROI reaches 124.2% and total cumulative return in cash records $107,045. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,844/mo property income covering a $1,273/mo payment rather than investor’s personal income.
Single Family
Built in 1937
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22578, White Stone, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,930 (100%) |
| Owner Occupied HU | 994 (51.5%) |
| Renter Occupied HU | 209 (10.8%) |
| Vacant Housing Units | 727 (37.7%) |
| Median Home Value | $531,128 |
| Average Home Value | $607,342 |
Housing Distribution
Address Breakdown
Residential
1,377
Single Family
1,377
Multi-Family
0
Businesses
130
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Listed by: Emily E. Carter • Jim & Pat Carter Real Estate
Mls Name: Chesapeake Bay & Rivers AOR
Mls ID: #2525686








