21 Spring Hill RoadHarpswellME04079








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,620/mo, and a $6,730/mo payment. Purchase price stands at $1,375,000, and rental yield measures 1.41% with $1,620/mo rent. Return on cash invested shows 1.36% in year one, and 5% annual appreciation builds toward $379,887 over five years. Five-year ROI reaches 3.44% and total cumulative return in cash records $15,318. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,620/mo property income covering a $6,730/mo payment rather than investor’s personal income.
Single Family
Built in 1954
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04079, Harpswell, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,341 (100%) |
| Owner Occupied HU | 1,744 (52.2%) |
| Renter Occupied HU | 284 ( 8.5%) |
| Vacant Housing Units | 1,313 (39.3%) |
| Median Home Value | $755,906 |
| Average Home Value | $839,537 |
Housing Distribution
Address Breakdown
Residential
2,280
Single Family
2,280
Multi-Family
0
Businesses
74
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