21 Sims StreetNashuaNH03063
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.05% yield at 21 Sims Street, Nashua, NH, 03063 in Nashua is solid, but the $2,473/mo payment compresses net cash flow to $4/mo at $549,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $151,927 by year five, and $5,065/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.49) without U.S. income documentation. Total projected return: $209,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $4 | $285 |
City averages based on Nashua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,690 |
| Total Monthly Debt Service | $3,467 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03063, Nashua, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,278 (100%) |
| Owner Occupied HU | 4,588 (63.0%) |
| Renter Occupied HU | 2,570 (35.3%) |
| Vacant Housing Units | 120 ( 1.6%) |
| Median Home Value | $468,195 |
| Average Home Value | $505,530 |
Housing Distribution
Address Breakdown
Residential
7,221
Single Family
5,063
Multi-Family
2,158
Businesses
936
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03063, Nashua, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,278 (100%) |
| Owner Occupied HU | 4,588 (63.0%) |
| Renter Occupied HU | 2,570 (35.3%) |
| Vacant Housing Units | 120 ( 1.6%) |
| Median Home Value | $468,195 |
| Average Home Value | $505,530 |
Housing Distribution
Address Breakdown
Residential
7,221
Single Family
5,063
Multi-Family
2,158
Businesses
936
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura Roussel • Roussel Realty, LLC
Mls Name: PrimeMLS
Mls ID: #5074943