21 Richmond Ct #AStaten IslandNY10303
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 21 Richmond Ct #A, Staten Island, NY, 10303 in Staten Island. Priced at $450,000, it generates $4,261/mo in gross rent and $924/mo in net monthly cash flow, a 11.36% yield that comfortably supports the 2.11 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,090. Five-year appreciation: $124,327. Equity from principal paydown: $4,145/yr. Total projected cumulative return: $252,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 4.8% |
| Monthly Cash Flow | $924 | $1,850 |
City averages based on Staten Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,261 |
| Total Monthly Debt Service | $2,826 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10303, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,374 (100%) |
| Owner Occupied HU | 4,601 (49.1%) |
| Renter Occupied HU | 4,221 (45.0%) |
| Vacant Housing Units | 552 ( 5.9%) |
| Median Home Value | $527,146 |
| Average Home Value | $558,942 |
Housing Distribution
Address Breakdown
Residential
7,637
Single Family
6,419
Multi-Family
1,218
Businesses
563
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10303, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,374 (100%) |
| Owner Occupied HU | 4,601 (49.1%) |
| Renter Occupied HU | 4,221 (45.0%) |
| Vacant Housing Units | 552 ( 5.9%) |
| Median Home Value | $527,146 |
| Average Home Value | $558,942 |
Housing Distribution
Address Breakdown
Residential
7,637
Single Family
6,419
Multi-Family
1,218
Businesses
563
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SIBOR
Mls ID: #2601063