21 Penacook RoadChesterNH03036
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Chester rental at 21 Penacook Road, Chester, NH, 03036 sits in the solid-income band: 9.93% gross yield, $6,246/mo rent, $1,186/mo net after the $3,395/mo debt service, DSCR 1.84. Entry price of $754,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $208,565 and $6,953/yr in principal reduction bring total cumulative return to $364,217.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $1,186 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,246 |
| Total Monthly Debt Service | $4,760 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
2.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03036, Chester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,866 (100%) |
| Owner Occupied HU | 1,770 (94.9%) |
| Renter Occupied HU | 83 ( 4.4%) |
| Vacant Housing Units | 13 ( 0.7%) |
| Median Home Value | $580,851 |
| Average Home Value | $597,232 |
Housing Distribution
Address Breakdown
Residential
1,855
Single Family
1,793
Multi-Family
62
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
2.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03036, Chester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,866 (100%) |
| Owner Occupied HU | 1,770 (94.9%) |
| Renter Occupied HU | 83 ( 4.4%) |
| Vacant Housing Units | 13 ( 0.7%) |
| Median Home Value | $580,851 |
| Average Home Value | $597,232 |
Housing Distribution
Address Breakdown
Residential
1,855
Single Family
1,793
Multi-Family
62
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dolly Chasse • Coldwell Banker Realty Haverhill MA
Mls Name: PrimeMLS
Mls ID: #5057903