21 Old Plattsburgh RdMooersNY12958
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 21 Old Plattsburgh Rd, Mooers, NY, 12958 in Mooers is capital appreciation. Rental yield 0%. The 0% gross yield at $150,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $41,442 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.79) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $70,340.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,205 |
| Total Monthly Debt Service | $942 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12958, Mooers, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 919 (100%) |
| Owner Occupied HU | 691 (75.2%) |
| Renter Occupied HU | 148 (16.1%) |
| Vacant Housing Units | 80 ( 8.7%) |
| Median Home Value | $199,038 |
| Average Home Value | $211,491 |
Housing Distribution
Address Breakdown
Residential
734
Single Family
722
Multi-Family
12
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12958, Mooers, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 919 (100%) |
| Owner Occupied HU | 691 (75.2%) |
| Renter Occupied HU | 148 (16.1%) |
| Vacant Housing Units | 80 ( 8.7%) |
| Median Home Value | $199,038 |
| Average Home Value | $211,491 |
Housing Distribution
Address Breakdown
Residential
734
Single Family
722
Multi-Family
12
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Bennett • RE/MAX North Country
Mls Name: ACVMLS
Mls Provider:
Mls ID: #204589
Disclaimer: Listing data courtesy of the Internet Data Exchange (IDX) Program of the Adirondack Champlain Valley Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information deemed reliable but not guaranteed.